From the Desk of Tom Steelman

Let’s be honest: the status quo is always tempting. We’ll often follow in the footsteps of those around us, simply because it’s “the way things have always been done” — not necessarily because it actually works.

And that’s especially true for our finances. We’ll keep coming back to the advice of our parents, grandparents and colleagues, even if we don’t have much evidence to back up their claims.

But after years of working with hundreds of clients, I’ve learned that no two financial situations are the same. At Helmstar, we believe that each one of us has our own set of biases, challenges, beliefs, goals and values that inform our plans for the future.

Some of us dream of traveling the globe. Others dream of spending more time at home, close to those they love.

Some of us value security and stability, while others value entrepreneurship and thinking outside the box.

Financial plans should be just as unique and personalized as a fingerprint.

We can’t use a one-size-fits-all approach. If we chase after our goals the same way those around us are, we’re moving toward their vision for the future, not necessarily our own. We’re letting someone else “steal our dreams,” rather than achieving them for ourselves.

Ultimately, we have to forge our own path to reach the future we really want. And there’s no better tool to accomplish that than a clear plan based on our dreams.

But more often than not, taking the road less traveled takes us exactly where we want to be.

comments powered by Disqus